The Barlcays VISA Credit Card allows you to easily shop for groceries, pay for fuel, purchase airtime or shop online.

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Live life on your terms

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Worldwide network

Use your card internationally anywhere you see the VISA sign.

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Interest-free credit

When you pay your full bill (excluding cash withdrawals) before the payment due date.

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Credit convenience

Get a revolving credit facility of up to K126,000 without having to re-apply.

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Safety features

Report theft immediately and you'll not be held liable for fraudulent transactions thereafter.

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Easy to join

Convenient application and quick approval process.

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Best rates

Competitive interest rates.

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Flexible terms

A minimum monthly repayment of only 5% of your outstanding balance is required

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Card notifications

Keep track of your spending through eStatements and SMS alerts

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Get the most from your credit

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Credit protection for your peace of mind

Should anything ever happen to you or your card, our insurance plans will keep your credit protected.

What you get

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Credit Life Insurance

Covers credit card debt in the event of the cardholder's death or permanent total disability.

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Peace of mind

The entire outstanding debt will be fully paid.

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We offer this benefit at no fee.

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Financial security

For your dependants and loved ones.

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What you get
  • Card amount of up to K126,000
  • Interest-free if you pay 100% of your bill before the payment due date (does not apply to cash withdrawals)
  • Convenience of revolving the credit, with the given limit, without having to re-apply
  • Competitive interest rates
  • Flexibility of only 5% of the outstanding balance as minimum monthly repayment
  • No facility fee on the credit card
  • Free Credit Life Insurance against death and permanent disability
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What you need to know
  • To apply you need to be a credit-worthy Prestige or Premier customer
  • You need to be salaried or have a qualifying deposit amount
  • You need to be between 18 years and retirement (55 years for civil servants, 60 years for private sector employees and 65 years for professionals - lawyers, judges, medical doctors and university lecturers)
  • Applications may be done at any Barclays Prestige and Premier centres
  • An annual fee applies
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What to bring when you apply
  • Proof of identity (national registration card, valid passport or valid driver’s licence)
  • Latest three months’ payslips
  • Completed application form
  • A copy of the contract (if on fixed-term contract)
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Need more help?


Toll free: 5950
Tel: +260 (211) 366100
Tel: +260 (211) 366225


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